See how Americans teach children how to manage money matters

See how Americans teach children how to manage money matters
Increasingly early financing consciousness that inculcate with the child of a lot of families now. Now we come to look how the American family teach children how to manage money matters.
Increasingly many American parents realize, teach child that financing should be as early as possible. If the child can get used to managing money matters while as a child, they will be benefited all the life. In fact, American child knows concept and value of the money in the kindergarten or school through various games, but as parents, will teach children usually how to manage money matters by 7 following methods.
Help children to set up the goal of managing money matters.
Will American parents usually ask the child what the ideal when growing up is? Certainly, each child's ideal is not the same, some want to become a doctor, some want to work as a fire fighter, some want to work as a lawyer At this moment, parents will seize the chance to question children, by what do these people live woolen cloth in? Looking after the child when a face is ignorant, American parents will take this opportunity to tell children, job goal and financing are planned to be run parallel with, no matter what will be done in the future, save, investment is more importantly than to earn money simply.
Help child goal turn financing into, take action manage money matters.
After American parents tell the children the financing goal in the future, will usually make a plan of managing money matters with them. In fact, parents will find much fun while and the child is interdynamic. If parents happen there are planning designers, then can introduce him to the child. So can let child know, save originally and investment pieces of serious thing very.
Teach the child what thrifty to live.
The American best seller " millionaire next door " is told people, if want to turn into a rich man, it is not all right to depend on earning money only, and the one that want by the usual saves and becomes the rich man with investment. So, parents want to let the child learn to live hardworkingly and thriftily while as a child. For example, some children like eating ice creams, if buy a cup costs 50 cents, parents tell him: "It is all right for you to want to eat, but can only give you 25 cents today, while giving you 25 cents tomorrow, you could buy and eat. "
Teach child how to deposit money.
A best method of making children have deposit consciousness is to set up one for the child " The pet bank " ,Make him have a deposit card. Can induce him to deposit in change in the pocket patiently after doing the deposit card for the child, and tell him to persevere and shoulder the responsibility for his deposit card and don't draw on the money in the card at will while it is unnecessary to spend. In order to make the child persevere, you can take and encourage the way, such as allowing him to use 1/ 3 of pocket money which parents gave for buying snacks,etc. to consume, it is other necessary to store in. The child is having " The good benefits " Situation under will go because it deposit money, persevere for a long time, take root at child in the brain deposit consciousness.
Encourage children to buy and give a discount commercially availably.
Should let children know, if they want to get the thing that they want, must walk more several shop, compare price, choose homogeneity but cheap purchase; There should be consciousness of trying hard to buy the discount goods, but can't only pursue to go to the luxurious store to buy gracefully. Do it in this way in order to train the child's consumption values. Slowly, he will have consciousness of trying hard to do shopping in thrifty.
Let the big child learn to use the credit card.
If the high school on the child, allow him to have a credit card, and teach him how to use rationally, can well go on the financing to educate the child so. Because can let him realize deeply that will spend money recklessly, overspend and pay the heavy cost arbitrarily when the child uses the credit card: Return the money and pay the high interest. In this way, he will remember to make one's own money keep the equilibrium with the debt forever.
Establish child's consciousness of doing shopping budget.
Let children write an account while giving children pocket money: How much pocket money he get each month, what does it buy, how much it will be the intersection of things and price these. If the child keeps accounts clear, should encourage, if he does not keep accounts or do shopping excessively, warn.
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